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GET A QUOTE! The fields marked with (*) are required fields. * What type of loan are you needing?   Purchase Refi NO Cash-out Refi Cash-out HELOC * What is your home's Value or Purchase Price?    * required * What loan amount are you looking for?    * required * Rate your credit?   Excellent FICO 720-850 Good FICO 680-719 OK FICO 620-679 Need a little help FICO 580-619 Poor FICO 350-579 * What is your monthly income?    * required   Are you currently behind on any bills right now?   Yes No   Have you been late on your mortgage in the past 2 years?   NO Yes 1 time 30 days Yes 2 times 30 days Yes 3 times 30 days Yes more than 4 times * First Name Last Name    * required * Current or New Home's Address   * What is the BEST phone number to reach you at?    * required * What is your Email address?    * required * How did you find me?   Realtor Yellow Pages.com Search engine (Google, Yahoo) Friend Past Client Sign on a car Other

No delays. No Nonsense. I make getting a mortgage loan easy! Isn't it great how you can go to a car dealership, test drive a few cars, pick out the one you want, and drive it home that same day? You can't do that with a new house. You need someone on your side when you're buying a home. Someone who makes sure you aren't doing paperwork you don't have to do. Someone who speeds up some of the steps you can't avoid. You need a "blocker," clearing the way of obstacles as you head toward your goal. That's where I come in! When you've picked out your dream home, the paperwork and hoops to jump through with disclosures, appraisals, inspections, title insurance, escrow, notaries and more can be overwhelming. Many people think their real estate agent will help them through a confusing mortgage process. Your real estate agent is looking out for you, no question about it. But it's your mortgage lender who wants almost all of those steps and all that paperwork. As your mortgage broker, I "run interference" with the mortgage lender who's going to provide you with your loan. I can't snap my fingers and make buying a home like buying a car, but I can make it easier and smoother. Electronic filing of most required documents means it gets there faster and you get a decision faster. I've cut down on duplicated information, too -- give it to us once, my systems "remember" it so we don't ask again! And beyond my companies state-of-the-art technology, I have good old fashioned expertise in mortgage brokerage. I know the ins and outs. I do the heavy lifting for you -- saving you time and aggravation. Call me for more Information. David Kester Sr. Mortgage Banker 602-628-6500 office 480-323-2999 fax davidkester@cox.net TLC The Lending Compamy 6910E Chauncey Lane Suite #220  Phoenix, AZ 85054 David A. Kester 602-628-6500