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Mortgage Broker Lic # MB0908613

Call for your FREE rate quote 602-628-6500 or email me atdavidkester@cox.net

Sterling Home Mortgage is a Full Service Lender Conventional / FHA / VA / Loan Modification / Investor Fix & Flip loans

We work with over 65 different mortgage companies.  This means that we can shop your loan around to offer you the best rates and closing costs.

Plain and Simple, we will Save you Money! 

We are Specialist in All types of loans. 

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Conventional / FHA / VA / JUMBO Loans

Loans up to $3,000,000.00

Good Credit or Bad Credit... We can get you approved!


New or Resale Purchase

Owning your own home has several advantages besides the obvious satisfaction you get from home-ownership. You can build equity, enjoy tax deductions, and the quality of your life is greatly improved.

Whether you are a first-time homebuyer, a renter, or you are purchasing a new or second home, I have an assortment of tools and loan programs to meet your individual financing needs.



www.directhomefind.com/

Home Equity Lines of Credit

HELOC are 2nd mortgages.  Rates are based on Prime interest rate (Prime is currently 3.25%)

Prime Rate
Month/Day19992000200120022003200420052006200720082009
Jan 17.75%8.50%9.50%4.75%4.25%4.00%5.25%7.25%8.25%7.25%3.25%
Feb 17.75%8.50%8.50%4.75%4.25%4.00%5.25%7.50%8.25%6.00%3.25%
Mar 17.75%8.75%8.50%4.75%4.25%4.00%5.50%7.50%8.25%6.00%3.25%
Apr 17.75%9.00%8.00%4.75%4.25%4.00%5.75%7.75%8.25%5.25%3.25%
May 17.75%9.00%7.50%4.75%4.25%4.00%5.75%7.75%8.25%5.00% 
Jun 17.75%9.50%7.00%4.75%4.25%4.00%6.00%8.00%8.25%5.00% 
Jul 18.00%9.50%6.75%4.75%4.00%4.25%6.25%8.25%8.25%5.00% 
Aug 18.00%9.50%6.75%4.75%4.00%4.25%6.25%8.25%8.25%5.00% 
Sep 18.25%9.50%6.50%4.75%4.00%4.50%6.50%8.25%8.25%5.00% 
Oct 18.25%9.50%6.00%4.75%4.00%4.75%6.75%8.25%7.75%4.50% 
Nov 18.25%9.50%5.50%4.75%4.00%4.75%7.00%8.25%7.50%4.00% 
Dec 18.50%9.50%5.00%4.25%4.00%5.00%7.00%8.25%7.50%3.25%

www.directhomefind.com/

 

Mortgage Broker #MB 0906813

16815 S Desert Foothills Parkway #140

Phoenix, AZ 85048

David Kester  

602-628-6500


David Kester is an experienced mortgage professional with a reputation of providing unmatched customer service.  With his knowledge of the mortgage industry, you are guaranteed to get the best loan for your needs at a competitive rate.

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Need to improve your credit / credit scores?

Check this website out!

http://www.davidkester.scrnational.com/

www.davidkester.shmaz.com